Key Takeaways Retirees can turn their hobbies into money-making ventures. Starting a blog about your hobby and selling items you no longer use are two ways to make cash. Don’t be shy about promoting and selling your artwork if you’re an artist. Rent out what you no longer use such as a recreational vehicle, swimming … Read more
If you’re worried about being able to afford retirement, remote work might be your lifeline. Not only can it extend your career, it can also redefine what retirement looks like altogether. Roughly 40% of Americans say they plan to work during their retirement years, according to a study by Northwestern Mutual. That figure climbs to … Read more
Key Takeaways The One Big Beautiful Bill Act (OBBBA) created new tax-advantaged savings accounts for minors, called Trump Accounts. Eligible babies born between 2025 and 2028 will get $1,000 in seed money, with parents able to contribute an additional $5,000 per year. One source projects these accounts could hit $1.9 million by age 28—our calculations … Read more
Six Months of Earnings at Various APYs APY Earnings on $25K for 6 months Earnings on $50K for 6 months Earnings on $75K for 6 months 4.00% $495 $990 $1,485 4.25% $526 $1,051 $1,577 4.50% $556 $1,113 $1,669 4.75% $587 $1,174 $1,761 5.00% $617 $1,235 $1,852 These examples assume you can earn the stated annual … Read more
Key Takeaways Meta reportedly offered bonuses as high as $100 million to OpenAI staff amid an AI hiring war. Top analysts caution that the surging spending on AI talent may signal we’re nearing the peak of market euphoria. For investors, the safest bet if you’re looking to gain some AI exposure may just be sticking … Read more
Suddenly being laid off from a job is a shock to your life and to your finances. But there are key things you can do to protect yourself. “Being laid off is never easy. The loss of income, daily structure, and sense of stability can be deeply unsettling. And yet, there are several immediate steps … Read more
If you’re the sort of person who wouldn’t get inside a driverless car unless they paid you, a job at Tesla could be just the ticket. The EV maker currently shows several “Vehicle Operator, Autopilot” jobs on its web site, with openings at eight locations in New York City, Florida, Texas and California. The roles … Read more
If you’re having trouble making small-business loan payments, you may be able to work with your lender to temporarily switch to interest-only payments. Interest-only payments are exactly what they sound like. Instead of paying both principal and interest on a small-business loan, you temporarily pay just the interest. This reduces your monthly payments, sometimes by … Read more
New Purchase Rate Averages as of Aug. 14, 2025 Loan Type New Purchase Rates Daily Change 30-Year Fixed 6.69% -0.01 FHA 30-Year Fixed 6.65% +0.01 VA 30-Year Fixed 6.28% No Change 20-Year Fixed 6.34% No Change 15-Year Fixed 5.70% +0.04 FHA 15-Year Fixed 6.38% +0.06 10-Year Fixed 5.74% No Change 7/6 ARM 7.26% +0.02 5/6 … Read more
William Bengen’s popular retirement withdrawal rate just got a raise — it’s now 4.7%. Bengen is the financial planner who introduced the famous “4% rule” in the Journal of Financial Planning in 1994. He found that retirees could count on their retirement savings lasting at least three decades if they started by withdrawing 4% of … Read more